Basics
Coverage
Health
Medications
Height & Weight
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⏱ Rate in under 2 minutes — no medical exam

Step 1 of 5

Let's start with the basics.

No exam, no sales call. Just a few quick questions to get your real rate.

Gender
Tobacco use Cigarettes, cigars, chewing tobacco, or nicotine products in the last 12 months

🔒 Your information stays private — we never sell it to third parties.

Step 2 of 5

How much coverage?

Final expense coverage pays your family directly — funerals, debts, final bills. Most families choose $10,000–$25,000.

Benefit Amount
$15,000
$15,000
$5K $10K $15K $20K $25K $30K $35K $40K $45K $50K

🔒 Your information stays private — we never sell it to third parties.

Step 3 of 5

Health history

Check any conditions you have been diagnosed with. This determines your coverage tier.

Heart & Circulation
Lungs & Breathing
Diabetes
Neurological
Cancer
Kidney, Liver & Organ
Mental Health
Other Conditions

🔒 Your information stays private — we never sell it to third parties.

Step 4 of 5

Current medications

Enter any prescription medications you take. We'll look them up automatically. Skip this step if you don't take any prescriptions.

Add a medication

🔒 Your information stays private — we never sell it to third parties.

Step 5 of 5

Height & Weight

Used to verify build requirements for the Loyalty Plan. Skip if you prefer — it defaults to Preferred range.

Height
ft in
Weight
lbs

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Your monthly premium
Complete the form to see your rate
🛡️

Your personalized rate will appear here.
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Calculating your rate…

Choose a payment frequency →
per month
Security National Life

Your options are backed by Security National Life, rated A (Excellent) by A.M. Best.

A
A.M. Best Rating Excellent · Stable Outlook
Coverage
Plan tier
Carrier Security National Life
📋
The Loyalty Plan may not be the right fit

Based on your responses, you may not qualify for the Loyalty Plan — but you may still qualify for a Guaranteed Issue plan, which accepts all applicants regardless of health history.

Speak with a licensed agent →
No medical exam required
Premiums locked in — never increase
Rates based on real SNL Loyalty Plan data
Your information is never sold

🏛See why GraceCover makes these rates

Talk to a licensed agent

Tell us a little about yourself — see your rate in seconds.

A licensed agent will reach out within 24 hours if you want to move forward — no pressure, no spam.

You're all set!

A licensed agent will reach out within 24 hours to walk you through your options.